About Us

 Who we are and how we can help you...

We are a small financial business providing our clients with a different approach to arranging finance, whether it be your first home or your move to bigger and brighter things. We like to think that the service we provide is different from other Mortgage Advisers out there. We understand a house purchase is a major transaction in one’s life and it is for this reason we make available resources on our website to help you select your future home and meet your finance needs.

We would like to help you get the right mortgage, assist you in finding the right property and provide you with the right insurance based on your needs.

David Sinclair
Director – Authorised Financial Adviser (AFA) FSP76885 

David is the Business Principal and has been in the Financial Services industry for over 20 years, providing advice and expertise in insurance and lending. David created The List mapping tool from scratch in 2009 to monitor properties in and around New Plymouth. David holds a National Certificate in Financial Services (Financial Advice) (Level 5).


Emma Whiteford

Personal Assistant to David Sinclair 

Emma is David’s right hand when it comes to running the day to day tasks here at Ergo Mortgages and Premier Group Insurance. She has returned to the Naki after multiple trips abroad to sunny faraway places in between working in Queenstown and Wellington as a property manager.


As Advisers we are paid in the form of commission, from the lender or the insurance company, there is no cost to you. On occasions if we are not entitled to commission on the service we provide, there may be a advice fee charged, but this will be advised to you.

Please note:

* A disclosure statement for David Sinclair is available on request and is free of charge

* Ergo Mortgages is a division of Premier Group Insurance